Online Bill Payment Error / PNC Bank

jccorbi's Avatar

jccorbi

05 Sep, 2009 05:15 PM

I am able to download transactions from my bank with no problem. Since I began using Moneydance a couple of months ago, I have been able to make online bill payments but only after posting the transaction multiple times. For the past week, I have not been able to post any online bill payments with Moneydance. I receive the following errors:

There was an error communicating with your financial institution. The details of this error are below.
I'm sorry, an error occurred. The details of this error are below.
Error Description: java.lang.Exception: Server did not acknowledge payment message
followed by:
The error code reported by the server was: 2000

Any help appreciated

  1. Support Staff 152 Posted by Jessica Little on 13 Nov, 2010 01:32 PM

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    Hi Bob (McDonald),

    It should just work, but it wouldn't hurt to try resetting your connection in case my assumption about that is wrong. To do so, you can follow these steps:

    1) Select your bank account in Moneydance
    2) Select the Online->Setup Online Banking button/menu
    3) Click the "Disable" button. If you don't see a disable button, continue to step 5.
    4) Select the Online->Setup Online Banking button/menu (again)
    5) Click the "New Connection" button and select your bank and hit OK
    6) Continue with the setup process, entering your username/password
    7) Repeat steps 1-6 for any additional accounts

    Make sure you pick new connection, even though your bank is still one of the connection choices after you disable it. This will make sure that Moneydance is refreshing the connection.

    I don't think logs will be useful right now, unless you starting getting a different error message than the "payment not acknowledged" one. If we need them, I'll repost the instructions on how to create them.

    Bob (Shapiro),

    When a payment is acknowledged, Moneydance will put a transaction in your register for that payment, as well as marking it as "Will Process" in the bill pay window. Right now, those are the only indicators in Moneydance of a successful payment. You should be able to contact PNC to verify the payment, probably through their website and possibly also by phone.

    Jessica Little
    Moneydance Support

  2. 153 Posted by Bob Shapiro on 13 Nov, 2010 03:33 PM

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    thanks Jessica
    I now see that the transaction is in my register and we'll see if it gets
    paid
    very nice
    so if you would please, two additional questions

    1) do you think I should stop using the beta and wait until you send out an
    update or is it reasonable to continue using the beta if it is working for
    me?
    2) can I set up recurring monthly payments in MD like I have done so in
    quicken?

    Bob

    Bob Shapiro, MD
    Cincinnati Children's Hospital Medical Center
    Cincinnati, Ohio

    On Sat, Nov 13, 2010 at 8:35 AM, Jessica Little <
    [email blocked]<tender%[email blocked]>
    > wrote:

  3. Support Staff 154 Posted by Jessica Little on 14 Nov, 2010 11:15 AM

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    Hi Bob,

    I think it's probably fine to keep running the beta build, as long as you continue to back up your file. Really, you should back up your file anyway, but running a beta build makes that more important. You can find information about automatic backups in Chapter 15 of our User's Guide. If you use automatic backups, but sure to check them occasionally to make sure they are actually being created and aren't corrupted.

    It is not yet possible to initiate online bill payments through Moneydance, but you can set up a monthly reminder for the transaction. You can find out more information about reminders in Chapter 7 of the guide.

    Jessica Little
    Moneydance Support

  4. Support Staff 155 Posted by Jessica Little on 14 Nov, 2010 12:48 PM

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    Hi All,

    So, there's a few bugs in the current daily build that, while they won't eat your data, are not so pleasant visually. Attached is a more pleasant build that you can use for testing this bug. Thanks again for your help!

    Jessica Little
    Moneydance Support

  5. Support Staff 156 Posted by Jessica Little on 14 Nov, 2010 07:05 PM

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    Hi again,

    So, we found a few more problems with the current build, so unfortunately, it's no longer available for testing. I'll try to have a more stable build available shortly. Sorry for the troubles.

    Jessica Little
    Moneydance Support

  6. 157 Posted by rmcd1024 on 14 Nov, 2010 09:04 PM

    rmcd1024's Avatar

    Jessica,

    Just as an update for me, I was able to verify that I can use Quicken to
    make online payments for this account, but MD still doesn't work. However, I
    did see an error message I've never seen before which was something along
    the lines of "server doesn't support making two payments with the same date
    and amount to the same payee". I had tried to pay the same amount as via
    Quicken, so maybe that one did actually get through and then failed for an
    unrelated reason. But nothing else succeeded and I got lots of the old
    error.

    I will try the new build when available. Thanks for pursuing this!

    Bob

    On Sun, Nov 14, 2010 at 1:08 PM, Jessica Little <
    [email blocked]<tender%[email blocked]>
    > wrote:

  7. Support Staff 158 Posted by Jessica Little on 16 Nov, 2010 12:44 AM

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    Hi Bob,

    Attached is a new build to try. Can you let me know how it works for you?

    Jessica Little
    Moneydance Support

  8. 159 Posted by rmcd1024 on 16 Nov, 2010 01:28 AM

    rmcd1024's Avatar

    Jessica,

    No payment, but progress of a sort, a new error message:

    A communication or parsing error occurred. This could be the result of a
    network problem, a proxy error, or misconfigured server.
    Error Description: java.io.IOException: HTTP Error:400 Bad Request

    I was able to download financial information okay with this build. I kept a
    log, let me know if you would like to see it, to whom I should send it, and
    remind what I should redact. The error occurs right after the payment
    information is submitted (right after </OFX>).

    I am using Ubuntu linux 10.04, I don't know if this matters. If it does,
    anything I should check?

    Thanks!

    Bob

    On Mon, Nov 15, 2010 at 6:47 PM, Jessica Little <
    [email blocked]<tender%[email blocked]>
    > wrote:

  9. Support Staff 160 Posted by Jessica Little on 16 Nov, 2010 04:06 PM

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    Hi Bob,

    If you could send me your logs, that would be great. You can email them to me at [email blocked]. You'll just need to redact any account numbers and userids in the file.

    Jessica Little
    Moneydance Support

  10. Support Staff 161 Posted by Jessica Little on 17 Nov, 2010 04:03 PM

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    Hi Bob,

    I've attached another build to try. Let me know if you have any luck with this one.

    Jessica Little
    Moneydance Support

  11. 162 Posted by rmcd1024 on 17 Nov, 2010 05:01 PM

    rmcd1024's Avatar

    Hi Jessica. No error message this time! The payment shows up in my
    register coded yellow but there was no "success" message. *However*:
    when I checked for new transactions (ctrl-D) after making the payment,
    the java error message showed up again. But then I checked for new
    transactions again and the error didn't appear. So something remains flaky.

  12. Support Staff 163 Posted by Jessica Little on 19 Nov, 2010 04:43 PM

    Jessica Little's Avatar

    Hi Bob,

    Sounds like progress! I looks like the payment did indeed go through, though I'm not sure why that error message showed up again. Can you verify that PNC received the payment, just so we can be sure it really do go through? You should be able to see it on their website, I believe, or perhaps you will need to call them.

    Jessica Little
    Moneydance Support

  13. 164 Posted by rmcd1024 on 19 Nov, 2010 04:57 PM

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    Jessica,

    I've been checking and so far the payment has not shown up online. Things
    are busy today. I will call them Monday if it's still not showing up (and if
    no check shows up).

    I will let you know.

    Bob

    On Fri, Nov 19, 2010 at 10:43 AM, Jessica Little <
    [email blocked]<tender%[email blocked]>
    > wrote:

  14. 165 Posted by Steven on 20 Nov, 2010 02:44 AM

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    My online payment instructions entered in Moneydance never show up on the banks website until after the transaction is processed. After an online payment instruction is created in Moneydance, I can go to Moneydance 'Account; Online; Online Bill Payment' and look at the 'Outbox' tab. The 'Outbox' tab will tell me which payments have been 'Processed' and which ones 'Will Be Processed'. Now if I can just figure out how to use Moneydance to make a direct transfer of money from one account to another.

  15. 166 Posted by jsfrederick on 20 Nov, 2010 09:36 PM

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    Steven,

    I had a LONG talk with the PNC folks a while ago. The Online bill pay and the Quicken bill pay system are totally separate. If you enter a bill in the web system, it in no way interacts with the Quicken system, and visa versa. I was entering bills into MD (telling them it was quicken) and never saw them on the web interface. I called and talked to tier 3 support. The woman was pretty open and indicated that she was seeing the bills entered and explained that I would not see them in the web interface. That may be what you are encountering. Call PNC support and ask for Quicken support . Then you'll have to ask for their backend support folks to check and see if the bills are actually entered in the system. Also, ask them to put in the request to to have the quicken side tied to the web interface so you can see the bills in both. If they get enough requests for that, they might add it.

    Good luck.

  16. 167 Posted by rmcd1024 on 23 Nov, 2010 08:55 PM

    rmcd1024's Avatar

    Just wanted to provide an update here. I have spoken to PNC quicken support
    twice and they tell me that there have been no payments made from my account
    via quicken. However, I'm mindful of jsfrederick's warning about the
    disconnect between systems and the difficulty of getting an answer about
    this.

    I have also sent several more test checks today using the last test build
    and was seemingly able to do so without any error messages, but again I
    don't know if the checks really were entered into processing.

    I will let everyone know once I learn whether the latest build is working.
    Frustrating, this is.

    On Sat, Nov 20, 2010 at 3:36 PM, jsfrederick <
    [email blocked]<tender%[email blocked]>
    > wrote:

  17. Support Staff 168 Posted by Sean Reilly on 24 Nov, 2010 01:37 AM

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    Robert, if you select the Online->Online Bill Payment menu in Moneydance you can view a list of the current payees and payments for your account. This list is reliable... if there are no error messages and a payment does not appear in the list, then the payment has not or will not be processed. If a payment does appear in that window (and is not labeled "Canceled" or something similar) then the payment has been or will be processed.

  18. 169 Posted by rmcd1024 on 24 Nov, 2010 03:28 AM

    rmcd1024's Avatar

    Okay, thanks. The list shows some transactions as "processed", two as "will
    process", and no errors. I'll let you know what happens. If it turns out
    that PNC was wrong about whether transactions were uploaded, that will give
    me an excuse to call and harrass them about this. They really should have
    this all working together.

    On Tue, Nov 23, 2010 at 7:37 PM, Sean Reilly <
    [email blocked]<tender%[email blocked]>
    > wrote:

  19. 170 Posted by rmcd1024 on 30 Nov, 2010 04:51 PM

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    Okay, here is the status. I have six checks (all to myself) showing as
    "Processed", with dates ranging from 11/17 to 11/30. I received two
    checks yesterday and I'm embarrassed to say that I'm not sure when these
    were sent (note to self: when testing, vary the amounts!).

    HOWEVER: the obvious good news is that Moneydance did successfully
    process at least two checks. This is a first for me and obvious
    progress. So thanks for that

    I do think the process is more confusing than it needs to be and I have
    a suggestion for the docs. When the status is "will process", what does
    that mean? Does it mean that MD has sent the request to the bank and I
    am waiting for the bank to process it? Or does it mean that MD has yet
    to send the request? The manual doesn't clarify this. I had entered some
    transactions while online last week, and yesterday they showed up as
    "Processed" with a date of 11/30. Between last week and yesterday, were
    these transactions sitting in MD waiting to be processed or sitting at
    PNC waiting to be processed?

    Obviously PNC deserves a lot of blame for not integrating its quicken
    and web banking, but the Moneydance online bill payment dialog could be
    clearer.

  20. 171 Posted by sawbonzdo on 04 Dec, 2010 12:05 AM

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    Updates?

    Is this beta worth installing for a general user?

  21. Support Staff 172 Posted by Jessica Little on 04 Dec, 2010 06:36 PM

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    Hi Karl,

    If you don't mind things being a little wonky in the beta and you're doing regular backups, it's ok to use. However, we hope to have a new release out in the next few weeks, so you may just want to wait for that.

    Jessica Little
    Moneydance Support

  22. 173 Posted by donna whicker on 22 Dec, 2010 02:48 PM

    donna whicker's Avatar

    i'm not exactly sure how it could have happened, but somehow an online bill pay check from PNC Bank written by someone that I dont know, cleared through my checking account at Bank of America. BOA has credited my account back with the funds that were erroneously debited, but I'm stunned that someone else's check could even get into my checking account. The common denominator appears to be that we both have the same dentist who appears to have deposited the physical checks.

  23. 174 Posted by mondan on 14 Jan, 2011 04:12 PM

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    Been a while, any progress?

  24. Support Staff 175 Posted by Angie Rauscher on 24 Jan, 2011 04:50 PM

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    Donna- Wow, I can honestly say I've never heard of anything like this, and I wish you luck in resolving the issue.

    Mondan- We haven't released the preview yet, but I'll post on this thread as soon as it's available.

    Angie Rauscher
    Moneydance Support

  25. 176 Posted by mwmdn3 on 15 Feb, 2011 04:18 AM

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    Is there an ETA on this fix yet?

    From this thread alone the problem appears to be nearly a year and a half old! I've been evaluating MD and need to decide soon whether to buy it or look at something else.

    Is a MD 2011 version in the pipeline? What will the upgrade policy be?

  26. Support Staff 177 Posted by Jessica Little on 19 Feb, 2011 07:39 PM

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    Hi All,

    We hope to have a final fix for this available in the coming week. I'll post here when it's up.

    A preview of MD 2011 should also be available in the coming week. We haven't finalized the upgrade policy yet. It will certainly be a free upgrade for anyone who purchased MD 2010 though. I'll let you know for sure when I have more details.

    Jessica Little
    Moneydance Support

  27. Support Staff 178 Posted by Jessica Little on 22 Feb, 2011 03:24 PM

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    Hi All,

    So, we're almost ready to release a preview of Moneydance 2011 that we believe fixes this bug. It's days away from release. However, we would love it if some of you could test out the preview to see if this bug is really fixed this time, so that we can make sure it's fixed for the stable 2011 release. It would be great if interested parties could download our daily build, install it, and try paying a few bills. You can download the installers from our website at http://moneydance.com/tmp/daily/installers/777/installers/

    Thanks for helping us finally squash this bug! Hopefully, once MD 2011 is out, this will be fixed once and for all.

    Jessica Little
    Moneydance Support

  28. 179 Posted by mondan on 22 Feb, 2011 05:01 PM

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    Thanks!!! Worked for me at SunTrust, three for three!!!!

    Like the new Linux deb package too!

    Now if you would get that pop-up calendar to work on the payment window.....

    Thanks again, that was a real pain.

  29. 180 Posted by mondan on 26 Feb, 2011 10:58 PM

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    Did three additional on-line payments worked first time, every time! Great!!!!

    Now the bad news, you probably already know this, there are a few new problems with this release (Linux deb):

    1. Locks up/freezes with two consecutive new transactions
    2. Locks up/freezes during reconcile
    3. New reconcile window (side) usable, but intrudes into register
    4. Installation of 2011 appears to break old installation of 2010. Be sure to back up data!!!

    May be more problems, but that's all the further I wanted to test.

    Old problems that persist:

    1. Payment window still needs to be manually re-sized in order for pop-up calendar to work.
    2. The Discover Card duplicates are still there.

    Thanks, keep up the good work!

  30. Support Staff 181 Posted by Jessica Little on 27 Feb, 2011 05:41 PM

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    Hi mondan,

    Thanks for the update. I believe we've already fixed the first two new bugs you mentioned, but I'd like to work with you to make sure we get stuff like that working properly. I don't want to clog up this thread, however. Could you please start a new thread for these?

    Thanks for your testing!

    Jessica Little
    Moneydance Support

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