Third-party Quote and Exchange Rate Program from hleofxquotes.

derekkent23's Avatar

derekkent23

01 Jan, 2018 11:16 AM

I am not support staff, just a user.

I am a UK investor and have found that Alpha Vantage provide very poor support for UK/Irish/Luxenberg etc, domiciled funds.
I am currently testing a stand-alone program that was originally developed to help out users of MS Money when Microsoft stopped supporting that product. The developer is in the beta stages of adapting it to work with Moneydance. When I say beta, this build as far as I can see is very stable and the quotes very consistent. No strange prices or for UK funds switching back and forward between Pence and Pounds. It has a lot of useful features. These include, obtaining prices from many stocks and fund quoted on different exchanges. The ability to convert quotes from one currency to another. Convert prices in Pence to Pounds, if required, for UK stocks and funds. Provide a means for importing all this data into Moneydance. Importing exchange rates.

Anyway, download the attached PDF, use the links to download the programs and follow the instructions on how to use.

Please keep this thread to this subject on how to use the program, hleofxquotes in association Mike Brays Security Price Loader and how to import the data into Moneydance.

Please provide feedback on how well UK, Mainland Europe, USA and Canadian stocks and funds are covered.

Hope this helps.

ALWAYS CHECK TO SEE IF THERE IS A NEW PDF IN A LATER POST!

  1. 1 Posted by derekkent23 on 03 Jan, 2018 07:27 PM

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    I am not support staff, just a user.

    Latest Release of the third-party stand-alone Quote and Exchange Rate Program from hleofxquotes. Build 172.
    Fix for bug that failed to return quotes from some securities that included the symbol “:”

    Thanks to hleofxquotes

    Download the attached PDF, use the links to download the programs and follow the instructions on how to use.

    Please keep this thread to this subject on how to use the program, hleofxquotes in association Mike Brays Security Price Loader and how to import the data into Moneydance.

    Please try this program and comment on any problems you find.
    Please provide feedback on how well UK, Mainland Europe, USA and Canadian stocks and funds are covered.

    Hope this helps.

    ALWAYS CHECK TO SEE IF THERE IS A NEW PDF IN A LATER POST!

  2. 2 Posted by Neil Barrett on 05 Jan, 2018 05:40 PM

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    Thanks for your detailed instructions. Having downloaded the hleofxquotes programme, I have now used it on two different days after the UK market has closed. Prices for a total of 36 UK stocks were downloaded into a QIF file, then uploaded into MD (latest version) using the "File - Import" route. I used the FT tab, and checked the prices with my yahoo app on my phone. All were spot on.
    I had a couple of very minor issues, caused by my lack of experience rather than bugs in the programme. Two things to watch:

    1. It is imperative that the ticker codes in MD are identical with those used in hleofxquotes, otherwise the value will not import..

    2. I used the .L suffix to indicate the London Exchange. However, 3 of my stocks did not like this, but when the .L was removed (in both the programme and MD!), the process went smoothly. Apparently, most stocks do not actually require the .L extension at all in the with the FT quote source, but they probably do when using Yahoo. When a stock does not update, you can see this in the "Not Found Prices" tab, enabling you to hunt for the correct one.

    It's now two months since the extension in MD stopped working, and I am quite happy to continue using this method. Creating the QIF file takes about 15 seconds for all my stocks, and uploading into MD was virtually instantaneous. However, it would be useful if MD could confirm that the upload has been successful, as it does with other imports.

    I still have to test the programme with UK funds (OEICs), and will do that next week and report back.

    The main problem that I now have is that after using Alphavantage, my historical share prices for the last 6 months are utter garbage. Most values are either too high (Euros or Dollars?) or two low, by a factor of 100 ish. Does anyone out there have any suggestions for a good source of historical prices that I can import?

  3. 3 Posted by derekkent23 on 09 Jan, 2018 06:15 PM

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    I am not support staff, just a user.

    No software build change.

    PDF updates.
    1. Add Quick Start Guide.
    2. Add selection of local default currency.
    3. Approach used for security price currency conversion modified.

    Download the attached updated PDF, use the links to download the programs and follow the instructions on how to use.

    Please keep this thread to this subject on how to use the program, hleofxquotes in association Mike Brays Security Price Loader and how to import the data into Moneydance.

    Please try this program and comment on any problems you find.

    Please provide feedback on how well UK, Mainland Europe, USA and Canadian stocks and funds are covered.

    Hope this helps.

    ALWAYS CHECK TO SEE IF THERE IS A NEW PDF IN A LATER POST!

  4. 4 Posted by Neil Barrett on 09 Jan, 2018 09:59 PM

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    I have used Hleofxquotes for several days now for my UK shares. No errors in downloading, or problems in uploading into MD. It works a treat, once you remember to ensure that the ticker codes in MD and the QIF file are identical.
    As mentioned previously, I have now carried out a small test using UK funds - I don't have many! Firstly, I have just downloaded the latest prices using Hleofxquotes software. Using Yahoo, I found that the .L extension was absolutely necessary. Two other points though:
    1. The Yahoo values are often several days out of date.
    2. The values are given to 3 significant figures only.
    I'll post my thoughts about the FT option in a little while. In the meantime, here's a screenshot of some results with the Yahoo source.

  5. 5 Posted by derekkent23 on 09 Jan, 2018 10:19 PM

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    I am not support staff, just a user.

    Hi, take a look at the new PDF in post 3

    It outline setting up a default local currency. Once done all GPX/GBP quotes will be in GBP. To prevent the conversion you now add /GBX/GBX

    Note change in symbol entry in my screen shot.
    The one of the two symbols I could read from your screen shot on FT return more places.

    Hope this helps

  6. 6 Posted by Neil Barrett on 09 Jan, 2018 10:25 PM

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    Hi again,
    Firstly, please note that in the above screenshot the three ticker codes do not correspond to the results. Some of the results went into Not Found Prices area.

    I repeated the exercise using the FT tab - results attached.
    A couple of things to note.
    1. The .L extension is not needed - in fact it won't work if you use it.
    2. Results are always more up-to-date than with Yahoo.
    3. Some funds seem to have more significant figures than Yahoo.
    4. One of the funds (Emerging Markets) gave a result in pounds rather than pence, but this was fine once I included /GBX/GBP as in the screenshot.
    Please note that I have been playing with this for a few days, so my conclusions are not based on just this test!

    Overall conclusions are that this method of uploading data into MD works very well indeed, once you have checked various things like ticker codes and made sure that you change pence to pounds when necessary.

    So, thank you Derek for your time and trouble in making it possible to upload data into MD. I'm glad it's sorted! Now I need to sort out my historical data problem. I'll start a new thread and hope that one of the IK support staff offers assistance.

  7. 7 Posted by Neil Barrett on 09 Jan, 2018 10:30 PM

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    Our messages just crossed. Thanks again, and I'll take on board what you say. That's great!

  8. 8 Posted by derekkent23 on 09 Jan, 2018 10:35 PM

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    I am not support staff, just a user.

    Did you see my post 5 about changes outlined in the PDF in post 3?

    Can you post the Symbols and Names of funds that could not be found.

    Thanks

  9. 9 Posted by Neil Barrett on 09 Jan, 2018 11:00 PM

    Neil Barrett's Avatar

    Thanks again,

    Yes, I've now taken a look at your latest .pdf.

    Sorry if I have been ambiguous, but the only time that codes found their way into the "Not Found" area was when I had got them wrong, eg with .L in FT Quotes, or without it in Yahoo Quotes. With the correct code, downloading is fine - just the question of Pounds/Pence on one fund, but that's down to the source data.

  10. 10 Posted by derekkent23 on 10 Jan, 2018 09:54 AM

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    Hi, Neil

    Thanks for the feed back
    Which symbol are you having issue with Pounds/Pence and what do you wont the Converted Price to be in? GBX or GBP.

  11. 11 Posted by mxpitt on 10 Jan, 2018 09:28 PM

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    Hi Derek
    I have done some testing of UK stocks using the latest version of Hleofxquotes (172). It seems to work correctly on the Yahoo2 source and OK apart from 2 'not founds' on the FT source.
    I used the following symbols for a selection of company shares and investment trusts:
    aaev.l/GBX/GBP,asl.l/GBX/GBP,adig.l/GBX/GBP,abd.l/GBX/GBP,bp.l/GBX/GBP,dndl.l/GBX/GBP,fcs.l/GBX/GBP,iem.l/GBX/GBP,mwy.l/GBX/GBP,rmg.l/GBX/GBP,smt.l/GBX/GBP,trg.l/GBX/GBP

    I attach the file showing the output.

    Some points:
    1. As per Neil's comments above you need the .L suffix to get UK results. The same source symbols worked for both Yahoo2 and FT.
    2. The Yahoo2 and FT sources appear to give the same values and look correct.
    3. The FT source gave 'not found for IEM.L (Impax Environmental) and MWY.L (Mid Wynd International)
    4. The UK£ to pence conversion worked fine.

    So I'm happy that this app gives correct results for UK shares for the current day. What would be extremely useful would be an extension to get equivalent results for a specified date or date range.

    One question - Moneydance can't use the Yahoo source for getting stock values so how is it possible for Hleofxquotes to use it?

    Thanks for your work
    Matthew

  12. 12 Posted by Neil B on 10 Jan, 2018 11:00 PM

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    Hi Derek,
    The fund which gave the value in Ponds instead of pence was GB0030881550/GBX/GBX, JPM Emerging Markets. However, the /GBX/GBX ensured that it stayed in pounds after conversion, and was therefore compatible with all the other values.

    Hi Matthew,
    Your two stocks that FT could not find behaved perfectly when the .L was left out. It seems that most stocks do not actually need the .L extension, whereas the opposite is true with Yahoo. I prefer to stick with FT, (funds more up-to-date / accurate), and once you've determined the correct ticker , there should be no problem.

    I agree with your comments about historical prices. The ones provided by the Alphavantange extension have basically ruined my historical data for many shares - Investment trusts in particular,. I will start a new thread on this topic, in the hope that some knowledgeable person from IK will be able to help!

  13. 13 Posted by derekkent23 on 10 Jan, 2018 11:03 PM

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    Hi mxpitt, when using FT try for Impax Environmental IEM:LSE and for Mid Wynd International MWY:LSE
    That is London Stock Exchange. It can be confusing.

    As you have set the default local currency to GBP then there is no need to add the attribute /GBX/GBP to the symbols. Even if the price is returned in Pence it will be converted into Pounds automatically and used in the exported files and displayed in the Converted Prices tab. If, however the Price is returned in Pence and you wont it to say in pence you add the attribute /GBX/GBX. I am concerned that I may not have made this feature understandable in the latest PDF? Can you take another look and comment?

    Glad you are finding the program useful.

    As for your last question I was wondering that.

  14. 14 Posted by derekkent23 on 10 Jan, 2018 11:17 PM

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    Hi, Neil was “ensured that it stayed in pounds after conversion” a typo? Should it have been “ensured that it stayed in pence after conversion” or am I missing the point?
    You are correct about mxpitt the two securities MWY and IEC
    I am afraid I jumped in accepting they did not work without checking as I know some securities on FT need an exchange extension. This is normally true of securities quoted on more than one stock exchange. Thanks for checking.

  15. 15 Posted by dwg on 10 Jan, 2018 11:34 PM

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    Regarding why this tool can get data from Yahoo and Moneydance cannot the answer is buried somewhere in the 100's of treads on this topic.

    The error message we received back then was basically that Moneyance was not authorised to access the data and then we got the forbidden message. This is really saying that Verizon, the now, owner of Yahoo do not want third party apps to access the pricing data and thus they prevented the method being used.

    Some enterprising programmers however found another way to do so. This however does not change the fundamental position that Verizon is not authorising access.

    Sean made the comment that this could become a cat and mouse game with Verizon making changes and programmers looking to find ways around it, not a particularly good long term approach and probably of questionable ethics especially for a company.

    I believe that TiK are incorporated in the US and thus it could be easy for Verizon to take legal action against TiK, the result of which I would expect, if it was proceeded with, to be the demise of TiK, Verizon have deep pockets and I think could take the position that this would provide an example to others of what happens if you illegally used their data feed. An individual is probably not worth going after so lone programmers are unlikely to be worth the trouble and expense.

    I believe the tool can also use the Financial Times, Sean did approach them but was told that FT are not licensed to distribute the data via a channel and Moneydance is considered to be a channel.

  16. 16 Posted by Neil B on 10 Jan, 2018 11:38 PM

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    Hi again Derek.
    Yes, all my stocks/funds prices are delivered in pence, then converted to pounds. The exception is the Emerging markets fund, which is delivered in pounds and stays in pounds after conversion.
    Thanks for all your help and support - greatly appreciated! I'm surprised that this thread has only 5 watchers in total. Perhaps the rest of the users interested in share/fund prices are happy with the updated MD extension, and not too concerned about the large number of errors, particularly in some of the historical data!

  17. 17 Posted by Paul Fincher on 12 Jan, 2018 10:23 AM

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    Hi derekkent23,
    I am a MD user in the UK and found that the built in stock price updater stopped working so decided to give this Extension a go after reading this discussion.
    Installing JRE and getting the Java program helOfxQuotes Build 172 working was quite straight forward. I have used JRE before but i dont think that anyone will have problems with this side.
    Likewise, installing Mikes Security Price Loader extension was easy as well. As long as you ignore the warning message.
    I have only been able to get the download using the FT tab. Though that isnt a problem as it gives all the prices that i want.
    Its even better than the old built-in price getter because as long as you know the ISIN code of the fund or unit trust, it will get its price as well.
    Only slight problem i had was with South32 price that would return the price in AUD. By changing the ticker to S32.L and ticking the box to remove the Exchange it gives me the price in GBP without problem.
    I like that you can select the date to use to import the data as you can run only helOfxQuotes JRE everyday and then load them into MD once a week.
    I will see how I get on over the next month or so and might try using OFX as inputs but that does look a little more complex as i have more than one account and the XML needs the account number. So would have to duplicate that part or edit the xml.
    Anyway I just wanted to say a very big Thank You for telling me about this workaround.

  18. 18 Posted by derekkent23 on 12 Jan, 2018 11:16 AM

    derekkent23's Avatar

    Hi, Paul

    I am glad you have found hleofxquotes program useful and you haven’t run into any issues.
    The hardest part is often finding the correct symbol for a security.
    The hleofxquotes program has the ability to change the symbol in the exported file as displayed in the Converted Prices tab. So to remove the “.L” add an conversion attribute to the symbol to give S32/S32.L
    If you are not importing exchange rates from hleofxquotes program did you try using a QIF file, less steps. It uses the last traded date for each security rather than one set date used by the Security Price Loader. You can import the QIF file into any investment account, this account does not have to contain all the securities you want to import, they get imported anyway. See PDF for more details. I have never tried the QFX file. It is intended for users of MS Money, so if you do want to try it be careful, do an export backup first in case things go wrong.

  19. 19 Posted by derekkent23 on 02 Feb, 2018 10:38 AM

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    I am not support staff, just a user.

    NEW BUILD RELEASE “Build_20180201_190”.

    UPDATES

    1. The decimal separator can now be set so as to export as a period in countries where a comma is normally used. For Moneydance to import prices correctly the decimal separator in QIF and CSV files must be a period.

    2. Procedure added for Obtaining Security Symbols from Moneydance.

    3. Guidance added on how to find the correct symbol.

    Download the attached updated PDF, use the links to download the programs and follow the instructions on how to use.

    Please keep this thread to this subject on how to use the program, hleofxquotes in association Mike Brays Security Price Loader and how to import the data into Moneydance.

    Please try this program and comment on any problems you find.

    Please provide feedback on how well UK, Mainland Europe, USA and Canadian stocks and funds are covered.

    Hope this helps.

    Note: the link in the PDF takes you to the programmer, hleofxquotes, development site. This site lists the current released build for download, along with a number of other folders. The folder “old” contains old released builds. The folder “test” contains builds under development that are not ready for release and may contain bugs.

    ALWAYS CHECK TO SEE IF THERE IS A NEW PDF IN A LATER POST!

  20. 20 Posted by thomasnancy.lin on 06 Feb, 2018 07:20 PM

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    I am a user in the US and would like to share my experience of using both Hleofxquotes program and Security Price Loader program.

    The build-in extension Quotes and Exchange Rates together with Alphavantage external program worked well since December last year. However, for unknown reasons, they failed to update security prices a few days ago.

    Suggested by Derek, I downloaded and installed the Hleofxquotes program and successfully obtained current prices. The data file was saved in a .QIF format. However, at the first try, the build-in Moneydance function "IMPORT" was unable to load the price data in the .QIF file.

    I then tried the second method of loading which requires Mike's Security Price Loader program and a .CSV file (instead of a .QIF file). Unfortunately, I was unable to load the prices still.

    Finally, Derek and Mike pointed out that the problem was that I typed in lower cases of securities into the Hleofxquotes program while they were upper cases inside Moneydance. Once they were fixed, the prices were successfully loaded.

    Summary -

    1. Still no idea why Moneydance couldn't update prices suddenly
    2. The download and installation was very straightforward for Hleofxquotes into my PC and Security Price Loader as an extension into Moneydance.
    3. They work effectively and quickly (a matter of seconds for a test portfolio of 40+ securities). My impression is that although it takes two steps, (one more than the original build-in extension Q & ER), they are much faster than Q&ER.
    4. Users should match upper/lower cases of security symbols between what get typed in the Hleofxquotes program and what are stored inside Moneydance. Once matched, the QIF file produced by Hleofxquotes may be loaded by the IMPORT function within Moneydance.
  21. 21 Posted by JimRB on 10 Feb, 2018 07:00 PM

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    I posted in the other thread about Yahoo and FT getting different stocks and funds. As requested, I am adding a little more detail here - but it turns out not to be interesting except as a lesson in how each treats Symbols differently. Eventually I found that all prices can be got from both.

    On playing around further with and without the ".L" suffix (Yahoo needs it for mutual funds, FT does not accept it), and changing the format of currencies from (for example) GBPJPY to JPYGBP=X, there is only actually one that is not in Yahoo, but is in FT.
    LU0320646986

    However, Yahoo does find BA.L, which is BAE Systems. FT does not like that giving a not found, and if I remove the suffix, it thinks that BA is actually a US company, Boeing! Eventually, I found that it needs to be "BA." (with a full stop) for the FT quote source to find it.

    Yahoo has an last trade date of 01/12/2018 for three funds
    GB0003875100.L
    GB0003875324.L
    GB0032437948.L
    Without the suffix, FT finds them with trade dates of 02/08/2018 and 02/09/2018.
    As it happens, these four (three with an odd date, one not found) are funds I have sold, but had been watching to make sure I'd got the right advice! So Yahoo works fully for me.

    Also, on a couple of occasions a stock has shown as "not found", but on clicking the "update Prices" button again, it is found.

  22. 22 Posted by derekkent23 on 10 Feb, 2018 07:20 PM

    derekkent23's Avatar

    I am not support staff, just a user.

    Thanks for the feedback. Glad you got all your problems solved.

    Except perhaps an occasional not found which is fixed by a re-run.
    Can you confirm the build of the program you are running?
    Can I ask the number of securities in your list?
    Is it the Y or F tab you are using when you get an intermittent not found?

    It good to get someone else’s perspective on using the program.
    Now you have found the correct symbol you should find updating prices simple.

    The hardest part is finding the correct symbols in the first place.
    In the PDF in post 19 I added a link to the two-relevant site. Using their search boxes can make finding symbols a lot easier.

  23. 23 Posted by JimRB on 11 Feb, 2018 06:57 PM

    JimRB's Avatar

    Hi Derek
    Sorry for the delay as I was sorting out another issue with exchange rates in another thread with your help.

    hleofxquotes v190
    at that time, MD 2017.6 (1656), now updated to 2017.7(1665).

    35 securities
    Y tab

    I've not had the Not Found yesterday or today despite many updates.

    After all my playing around, I am left with one active security which is ONLY in FT.
    LU0448836352, so I have to use both Y and F for a full update. A way to merge the Y and F outputs would be good for me.

    Jim

  24. 24 Posted by derekkent23 on 11 Feb, 2018 07:07 PM

    derekkent23's Avatar

    I am not support staff just another user.

    If you do start getting consistent not founds when you know they are available please post again.

    I will ensure the developer gets our feedback on merging the two outputs.

    Hope this helps

  25. 25 Posted by JimRB on 11 Feb, 2018 07:10 PM

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    Thanks Derek.

  26. 26 Posted by info on 11 Feb, 2018 09:54 PM

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    Does anyone run this application on Fedora 27? Seems pretty simple to get going, but it is a no go. Just running from a shell --- java -jar hleOfxQuotes-gui-Build_20180207_191-exec.jar
    Caused by: java.awt.HeadlessException
    at java.awt.GraphicsEnvironment.checkHeadless(GraphicsEnvironment.java:204)

  27. 27 Posted by hleofxquotes on 12 Feb, 2018 01:03 AM

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    @info. I am guessing that your Java setup is default to headless=true. Can you try adding an additional argument

    -Djava.awt.headless=false ...
    
    For example,
    java -Djava.awt.headless=false -jar hleOfxQuotes-gui-Build_20180207_191-exec.jar
    

    See also: http://www.oracle.com/technetwork/articles/javase/headless-136834.html

  28. 28 Posted by needahand on 12 Feb, 2018 04:20 AM

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    i am having problems getting the correct prices into moneydance using the 0201_190 build

    i am still using 2014.4 (avoiding upgrading due to not liking the updated appearance which is harder to read on non-retina screens), so i cant try out mike bray’s importer. so for now, i am relying on the .qif import method.

    my account is denominated in GBP but also holds CAD and USD securities. the UK securities work fine with /GBX/GBP appended to them. However, with the USD and CAD stocks i get the following problem:

    After the tickers i am appending /USD/USD and /CAD/CAD where appropriate but the imported prices are coming in as (price in usd * 1/exchange rate). Taking AAPL as an example, if its 156.41 and USDGBP= 0.7216, the imported price becomes $216.75.

    what am i doing wrong and how can i fix this?

    thanks in advance!

  29. 29 Posted by derekkent23 on 12 Feb, 2018 09:46 AM

    derekkent23's Avatar

    I am not support staff, just a user.

    When I started testing the hleofxquotes program I found the problem you are experiencing.
    I reported the problem to Sean the Moneydances software developer. He spent a number of weeks fixing the problem and has recently released a preview build 1664 of 2017. One of the release notes read “QIF file importer now uses a security's relative base currency when importing security prices”. This fix is not available for 2014.
    The same sort of issue was present in the Security Price Loader and was fixed by Mike at the end of last year. So even thought there is a version of the extension for 2014 I don’t think Mike has updated it to fix the issue you are facing. You could try it just in case at https://bitbucket.org/mikerb/moneydance/src/2002af9df5ed2ee2ffb89d5...
    So as the issue is in Moneydance I don’t think a stand-alone program can fix it.
    In 2017 you can customise the theme used by Moneydance, change text and background colours of almost everthing. Not sure if this would help you and Moneydances instruction on this are poor, so its trial and error trying to get the correct colour setup. If you can setup another account on your computer so you can load 2017 without affecting 2014 I suggest you try this. Load 2017 into your new account from https://infinitekind.com/preview. Themes can be set under FILE PREFERENCES.

    Hope this helps

  30. 30 Posted by derekkent23 on 14 Feb, 2018 10:56 PM

    derekkent23's Avatar

    I am not support staff, just a user.

    NEW BUILD RELEASE “Build_20180212_193.

    UPDATES

    1. Securities that are returned under the “Not Found Price” tab can now be edited. You can edit the Symbol, Name, Price, Last Traded Date and Last Trade Time for each security listed. Find the data from another source, enter it and the data will be exported along with the found data in the exported file. No need to use another method to input these quotes into Moneydance.

    2. Mike Brays Security Price Loader is now the preferred method to import data. If QIF import method is used it is recommended that you don’t update more than once a week. Frequent updates can result in the Current and Last Dated Price being different.

    3. Error trapping added to prevent problems with Moneydances Base Currency if multiple of the same exchange rate attribute are added by mistake. e.g. USDGBP as well as GBPUSD.

    4. If the currency of the Security is different from the Base Currency, then Moneydance Build 1665 or later must be used with the QIF import method.

    5. If the currency of the Security is different from the Base Currency when the Security Price Loader is used, then the Build of the extension must be 2019 or later.

    Download the attached updated PDF, use the links to download the programs and follow the instructions on how to use.
    Please keep this thread to this subject on how to use the program, hleofxquotes in association Mike Brays Security Price Loader and how to import the data into Moneydance.

    Please try this program and comment on any problems you find.

    Please provide feedback on how well UK, Mainland Europe, USA and Canadian stocks and funds are covered.

    Hope this helps.

    Note: the link in the PDF takes you to the programmer, hleofxquotes, development site. This site lists the current released build for download, along with a number of other folders. The folder “old” contains old released builds. The folder “test” contains builds under development that are not ready for release and may contain bugs.

    ALWAYS CHECK TO SEE IF THERE IS A NEW PDF IN A LATER POST!

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