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Moneydance tests your file's integrity each time it's opened, so
if it detects any issues with your file it offers you the option of
opening a checkpoint to return to a point before the file
In Moneydance 2012.3, your data is saved automatically within 20
seconds of you entering it and before the program is closed. So if
you have some inadvertent power failure or other issue that
immediately shuts your computer down or makes it otherwise
unresponsive, then you'll lose at most 20 seconds worth of work.
This is a compromise that keeps the interface responsive and keeps
your data quickly updated. This option can be turned off, however,
by going to File -> Preferences -> Backup and selecting the
"Save changes only on Exit" option, which will disable automatic
Please let us know if we can be of further assistance!
Just have to say this is a great answer, both timely, and also
exactly what I was hoping for. I don't know what happened to "good
old Quicken," as they used to be on top of these sorts of issues. I
expect I will be moving over to your side of the world, in a few
days, so expect a few more questions, too. Thanks again and best
wishes for a great new year.