Steve, I second that motion. I see Moneydance reviewed and recommended by Dave Ramsey and others as a good tool for tracking personal finance and budgeting, but I doubt if they realize you can't budget mortgage and loan payments with MD because the first two items in their own recommended budgeting advice includes mortgage payments and car loans. I guess they assumed that would be available in MD, which to be fair was until earlier this year using the "Old Style" budget. I don't think MD coders have thought through this whole issue. It would be simple to add that option to MD but for some reason the argument is that MD argues that a money transfer to a loan does not affect your Net Worth like a normal income and expense transaction. I see that as an empty argument because when you run the MD Net Worth report, loans will be deducted from your other assets unless you deselect them. You should have the same option in the budgeting feature. OK MD, your turn.